The Hidden Costs of Hail Damage to Asphalt Composite Roofs
When hailstones relentlessly pelt your roof, the damage may not always be apparent at first glance. Yet, beneath the surface, your asphalt shingles could be suffering significant harm that could cause a domino effect of problems for your home and finances.
Granule Loss – More Than Just a Cosmetic Concern
Every asphalt shingle is coated with granules – those tiny, rough particles that give your roof its color and, more importantly, protect the asphalt layer from harmful UV radiation. Hailstones, particularly those of significant size, can dislodge these granules, leaving the asphalt layer exposed to the sun’s damaging rays. Over time, this exposure can lead to shingle decay and premature roof failure, necessitating costly repairs or even a full replacement earlier than expected.
Voided Warranty – Your Protection, Dissolved
Many homeowners believe that their shingle warranty will cover hail damage. Unfortunately, this isn’t always the case. Many asphalt shingle warranties have clauses that exclude coverage for “acts of God,” such as hailstorms. Furthermore, failing to promptly address hail damage could void your warranty entirely, leaving you on the hook for repair costs.
Return on Investment (ROI) – A Hit on Home Value
Neglecting hail damage can also lower your home’s value. Future buyers might hesitate to invest in a property with a compromised roof, particularly if they might soon be facing roof replacement costs. Moreover, home inspections usually reveal hail damage, potentially affecting the negotiation process or even leading to transaction termination.
Structural Damage and Water Infiltration – A Risk to Your Home’s Integrity
If hail damage is left untreated, the deterioration can lead to water leaks, causing structural damage and promoting the growth of mold and mildew. This not only jeopardizes your home’s structural integrity but also poses health risks for your family.
Insurance Complications – Navigating the Fine Print
Most home insurance policies cover hail damage. However, delays in filing a claim or lack of proper documentation can lead to disputes. You could face increased premiums or, in extreme cases, policy cancellation. Additionally, property maintenance codes may legally require you to address significant hail damage, or you could face fines.
A Potential Homebuyer Credit – Turn Damage Into Advantage
On the flip side, if you’re considering buying a home with hail damage, you could negotiate a lower price or a credit at closing to cover repair costs.
In conclusion, hail damage to asphalt composite roofs goes far beyond mere cosmetic issues. It’s a threat to your investment, home value, and safety. When the storm clears, trust Allied Emergency Services to provide a thorough inspection and transparent consultation.
We’re not just in the restoration business; we’re in the peace-of-mind business.
Call us today at 1-800-792-0212 or visit Allied Emergency Services for more information.