Industry Alert — Federal Court Decision — August 2026. In a decision the restoration industry has been watching for months, the Eighth Circuit just ruled that when a state tells a contractor what it can say to storm-damaged homeowners, the First Amendment has something to say back. Case analyzed: Shamrock Hills, LLC v. State of Iowa, No. 25-2991 (8th…
When a homeowner says, “Insurance already denied it,” most contractors either: Both are mistakes. A denial doesn’t always mean “no damage.” It often means: Your job is to respond professionally, protect the homeowner, and offer a clear next step without acting like a public adjuster or guaranteeing outcomes. This 2026 guide gives you a clean…
Illinois DOI Bulletin 2026-02: Third-Party Public Adjuster Lead Generators (What Contractors & Homeowners Need to Know) On January 26, 2026, the Illinois Department of Insurance (DOI) issued Company Bulletin 2026-02 to address a growing practice: public adjusters using third parties to generate leads—including roofers, restoration contractors, and standalone lead-gen companies. cb2026-02-public-adjuster-lead-… The bulletin is direct:…
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