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Power Dry of Chicago v. Bean 2022 IL App 2d 210043 Illinois Appellate Court Second District case analysis - Allied Emergency Services licensed roofing contractor AOC compliance review

Power Dry v. Bean Explained: Why Illinois Storm Restoration Contractors Cannot Negotiate, Advocate, or Communicate About Coverage With Insurance Carriers — Or the Assignment Is Void

Curt Testa3 weeks ago3 weeks ago037 mins

Published: May 23, 2026 Author: Curt Testa, Owner and CEO, Allied Emergency Services, Inc. Credentials referenced: Illinois Licensed Roofing Contractor #104.019029 · IICRC Certified Restoration Firm #70133670 · 27 years field experience In Power Dry of Chicago, Inc. v. Bean, 2022 IL App (2d) 210043, the Illinois Appellate Court (Second District) affirmed the dismissal of…

How to Handle: “Insurance Already Denied It” (Roofing & Storm Claims) — 2026 Guide

Curt Testa5 months ago5 months ago011 mins

When a homeowner says, “Insurance already denied it,” most contractors either: Both are mistakes. A denial doesn’t always mean “no damage.” It often means: Your job is to respond professionally, protect the homeowner, and offer a clear next step without acting like a public adjuster or guaranteeing outcomes. This 2026 guide gives you a clean…

Illinois DOI Bulletin 2026-02: Public Adjuster Lead Generators & Contractor Referral Risks

Curt Testa5 months ago5 months ago09 mins

Illinois DOI Bulletin 2026-02: Third-Party Public Adjuster Lead Generators (What Contractors & Homeowners Need to Know) On January 26, 2026, the Illinois Department of Insurance (DOI) issued Company Bulletin 2026-02 to address a growing practice: public adjusters using third parties to generate leads—including roofers, restoration contractors, and standalone lead-gen companies. cb2026-02-public-adjuster-lead-… The bulletin is direct:…

Roofing Code Compliance: Illinois Homeowner Guide to 2021 IRC Roof Requirements

Illinois Roof Deck Replacement Requirements: When the IRC and IL Energy Code Require Full Sheathing Replacement

Alside Charter Oak D4.5 Dutch Lap Siding Discontinued: What Illinois Insurers Owe Homeowners When Matching Siding Is Unavailable

GAF Timberline HDZ Wind Warranty in Illinois: Why Your Installation Method Determines Whether Your Warranty Will Hold

Storm Damage Guide for Illinois Homeowners: What to Do After Hail, Wind, Tornado, or Water Damage

Curt’s Credentials & Licenses | Allied Emergency Services

unlicensed public adjusting

Power Dry v. Bean Explained: Why Illinois Storm Restoration Contractors Cannot Negotiate, Advocate, or Communicate About Coverage With Insurance Carriers — Or the Assignment Is Void

How to Handle: “Insurance Already Denied It” (Roofing & Storm Claims) — 2026 Guide

Illinois DOI Bulletin 2026-02: Public Adjuster Lead Generators & Contractor Referral Risks

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