Illinois HRRA storm damage contractor fraud protection graphic showing a damaged home, written contract checklist, and homeowner verifying repair terms under 815 ILCS 513.

How Illinois HRRA Protects Storm-Damaged Homeowners from Contractor Fraud

Direct Answer: What Is the Illinois HRRA? The Illinois Home Repair and Remodeling Act, commonly called the Illinois HRRA, is found at 815 ILCS 513. It is a consumer-protection law that helps Illinois homeowners understand their rights before hiring a contractor for home repair or remodeling work. For storm-damaged homeowners, the Illinois HRRA matters because…

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Allied Sharks Framework featured image showing Illinois roofing sales reps, storm restoration work, and higher earning opportunities

The Allied Sharks Framework: Why Top Roofing Sales Reps Earn More in Illinois (And How We Recruit Them)

Allied Emergency Services is hiring top-tier storm restoration and roofing sales representatives across Illinois under our Assignment of Claims (AOC) model. Reps close homeowners; Allied handles all carrier correspondence and pursues Section 155 bad faith litigation on contingency when carriers underpay. Compensation: GP-based commission with weekly draws, automatic performance-tier multipliers, and a transparent GP-cap holdback released under written terms in the Independent Contractor Sales Rep Agreement (IFWA, ECA, IWPCA compliant). Pipeline: pre-qualified confirmed-damage appointments, organic leads from 1,400+ indexed city pages, active litigation backlog. Territories: Cook, Lake, Kane, Will, DuPage, DeKalb, McHenry, and Kendall counties plus statewide Illinois.

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Illinois Roofing Industry Licensing Act versus Public Adjusters Law graphic showing a licensed roofer, insurance claim documents, and a storm-damaged Illinois home.

The IL Roofing Industry Licensing Act vs. the Public Adjusters Law: Two Licensing Regimes Every Illinois Homeowner Should Understand

Direct Answer: A Roofing License Is Not a Public Adjuster License in Illinois Illinois homeowners with storm damage should understand one critical rule: An Illinois roofing contractor license and an Illinois public adjuster license are not the same thing. The Illinois Roofing Industry Licensing Act, 225 ILCS 335, regulates roofing contractors. It applies to professionals…

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Illinois Section 155 bad faith insurance claims after storm restoration carrier disputes for homeowners

Illinois §155 Bad Faith Claims After Storm Restoration Carrier Disputes: A Contractor’s Guide for Homeowners

Direct Answer: When Can an Illinois Storm Insurance Dispute Become a §155 Bad Faith Issue? In Illinois, a storm restoration insurance dispute may become a 215 ILCS 5/155 issue when an insurance carrier’s claim delay, denial, or underpayment appears vexatious and unreasonable. Homeowners often call this “bad faith,” but Illinois law commonly analyzes these disputes…

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Power Dry of Chicago v. Bean 2022 IL App 2d 210043 Illinois Appellate Court Second District case analysis - Allied Emergency Services licensed roofing contractor AOC compliance review

Power Dry v. Bean Explained: Why Illinois Storm Restoration Contractors Cannot Negotiate, Advocate, or Communicate About Coverage With Insurance Carriers — Or the Assignment Is Void

Published: May 23, 2026 Author: Curt Testa, Owner and CEO, Allied Emergency Services, Inc. Credentials referenced: Illinois Licensed Roofing Contractor #104.019029 · IICRC Certified Restoration Firm #70133670 · 27 years field experience In Power Dry of Chicago, Inc. v. Bean, 2022 IL App (2d) 210043, the Illinois Appellate Court (Second District) affirmed the dismissal of…

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